Life Insurance
Why buy life insurance? This is a question that many people ask themselves. Insuring our life should be the result of a conscious decision, and to do this, it is vital to understand your insurance needs and choose the type of life insurance to meet those needs. Our advisers and specialists are here to guide each client towards the best solution.
Traditionally, life insurance is used to protect our families and our loved ones against financial hardship in case of premature death. Today, life insurance has evolved and is now also used as a solid vehicle for investment and estate planning. Insurance planning should be an integral part of a person’s financial planning.
MAIN BENEFITS
- ensures continued income for our loved ones in case of death;
- establishes a fund in a tax shelter other than our RRSP funds;
- maximizes our retirement income;
- creates fair inheritance;
- protects our associates and our company;
- ensures education for your children;
- maximizes the value of our estate;
- covers final expenses related to your estate such as legal fees, executor fees, taxes on capital gains and probate fees;
- protects against creditors.
